At Bassine Insurance Agency, we pride ourselves on providing an accurate insurance quote for different policies from multiple carriers.
As an Insurance Agency in Lehigh Acres, we specialize in manufactured home insurance policies. However, we are happy to provide quotes for auto, boat, and life insurance too. You can phone or fax us to get started. There is also a link to our convenient form.
Bassine Insurance Agency is proud to serve the Lehigh Acres community from our office at 909 Pondella Road in North Fort Myers – just minutes from Lehigh’s western neighborhoods. Whether you live in the original Lehigh core area, in the growing Mirror Lakes and Westminster neighborhoods, near the Lehigh Acres Country Club, or on the rural outskirts near Buckingham, we understand the insurance needs of this rapidly growing community of over 114,000 residents.
Lehigh Acres Zip Codes We Serve
We provide insurance coverage throughout Lehigh Acres zip codes 33936, 33971, 33972, 33973, 33974, and 33976.
Why Lehigh Acres Homeowners Need Proper Coverage
While Lehigh Acres benefits from its inland location – reducing storm surge risk compared to coastal communities – hurricane wind damage remains a serious concern. Hurricane Ian tracked directly over Lehigh Acres in September 2022 after making Gulf Coast landfall, causing widespread residential wind damage throughout the community. Inland does not mean safe from hurricanes.
Much of Lehigh Acres falls within FEMA Zone X (minimal flood risk), but properties near the East County Water Control District’s extensive canal and drainage system can sit in AE flood zones. Canal-adjacent and low-lying properties face real flood risk, especially during heavy rain events when drainage systems can become overwhelmed. Approximately 25% of all flood claims nationally come from Zone X properties – so even “low-risk” designations do not eliminate the need for flood insurance.
Lehigh Acres has a notable concentration of mobile and manufactured homes, which are significantly more vulnerable to wind damage and require specialized insurance. Under Florida law, sinkhole coverage is required on all mobile home insurance policies. Lee County’s limestone substrate creates a moderate sinkhole risk that homeowners should be aware of.
Insurance Solutions for Lehigh Acres
We specialize in homeowners insurance for Lehigh Acres’ growing housing market, mobile home and manufactured home insurance with proper wind and sinkhole endorsements, flood insurance for canal-adjacent properties, auto insurance, and life insurance. With a median age of 37, Lehigh Acres has a younger demographic than surrounding SWFL cities, making term life insurance and auto insurance particularly important here. Our carriers include American Integrity, Foremost, Safeco, Tower Hill, and Travelers.
Call (239) 995-0333 today for a free insurance quote, or request a quote online. Our licensed agents will help you find the right coverage for your Lehigh Acres home or mobile home.
Choose The Type Of Insurance You Need
There’s nothing more important to us than you feeling protected. No matter what you need, we’re here to help you!
Home Insurance in Lehigh Acres
Our agency provides a number of coverages for a variety of dwellings because we understand homeowners have unique needs. Our licensed agents are always happy to help you find affordable home insurance in Lehigh Acres coverage. The policies we provide cover aspects such as dwelling coverage, loss of use and medical expense.
Boat Insurance in Lehigh Acres
It doesn’t matter whether you prefer to cruise through the backwaters or take your vessel out into the open water. Bassine Insurance Agency offers boat insurance in Lehigh Acres to cover all of your needs. Getting a policy is as simple as talking to one of the licensed agents we have on staff.
Life Insurance in Lehigh Acres
If you are looking for life insurance in Lehigh Acres, we are available to help. Getting an insurance quote from multiple carriers is a quick and easy process with Bassine Insurance Agency. The licensed agents we have on staff are ready to match your needs and budget with the right policy.
Auto Insurance in Lehigh Acres
Bassine Insurance Agency is dedicated to making sure our clients get the insurance coverage they need at an affordable price. We are a State Insurance Group member. This association has allowed us to partner with some of the biggest and respected carriers in the industry. This allows us to provide auto insurance in Lehigh Acres for cars, recreational vehicles and motorcycles. Our priority is to make sure every client has the proper protection. Our licensed agents supply car insurance to cover important aspects such as liability and collision coverage. Filing insurance claims is a transparent process with us. We have listed the contact information you need on our website.
Featured Companies
We work with quality companies that give you the best rates and coverage. If you have any questions, please let us know and we’d be happy to assist you.
Lehigh Acres Insurance FAQs
Lehigh Acres residents insure a broad mix of site-built homes, mobile and manufactured homes, rental properties and vehicles used across Lee County. The right quote depends on the exact property and household, not a general assumption that inland locations all present the same risk. Roof age, construction, occupancy, flood-map information, prior losses and attached structures can affect the underwriting discussion. Bassine Insurance Agency helps Lehigh Acres customers collect those facts and review available personal policies side by side. Bring current declarations pages and inspection reports when possible. These questions cover the details that most often make a quote review clearer and easier to compare.
Yes. Lehigh Acres residents can ask our agency about houses, manufactured housing, cars, flood protection, watercraft and life coverage. Every application is still evaluated under the chosen insurer’s rules. Begin with the full street address or vehicle data, the requested start date and any existing declarations page. A short phone conversation can establish whether inspection records or other documents are required before the formal quote request.
We can help seek options for both, but the quote information differs. A manufactured-home request should include the year, manufacturer, model, dimensions, tie-down or foundation details and attached structures. A site-built home request focuses on construction, roof, inspections and occupancy. Correctly identifying the home type matters because modular, manufactured and site-built homes aren’t interchangeable underwriting categories.
The need should be evaluated at the exact address. Lehigh Acres is inland, but heavy rain and drainage conditions can still produce flood losses. Standard homeowners policies generally exclude direct flood damage. Check the FEMA map, consider the property’s elevation and surroundings, and compare available flood options. A lender not requiring coverage doesn’t mean the property has no flood risk.
Send a current wind mitigation inspection, four-point inspection when applicable, roof permits or replacement documents, and an elevation certificate if one exists. Also disclose pools, screened structures, solar equipment, detached buildings, rental use and renovations. Carrier requirements differ by property and age, so providing complete documents early helps reduce follow-up and makes proposal comparisons more reliable.
Yes. Bring both declarations pages and current household information. A combined review can help align names, addresses, liability limits, drivers and renewal dates, and it creates a natural point to discuss whether umbrella or multi-policy options are available. Any discount or placement depends on carrier rules. The main value is seeing how the policies work together instead of making separate decisions with inconsistent information.